Levels 1-100 no money should be spent on items other than potions thanks to the 5/5 set quest rewards.   By level 120 you should have farmed  5+10+15+20+25 Seph gems (75) And 30 magic And 30 sorcery To get priority master skills to level 7.   Alternate methods below; The best way to do this would be staying on iah or shuy until you have the above listed gems.   At level 100 you unlock a quest series in vylock where you can purchase items usi